Financing a new shortcut - china folk painting art collection cultural relics investment market pawn
The pawn industry has existed for thousands of years old history. Years later, the pawn is a dead end is no longer the livelihood of the solution, and transform into a new art market place.
Although the domestic pawn as many as 3,000, but in very few such works of art dealing, China, Credit Suisse, in the provision of financial and other well-known art of the pawn business company are numbered. September 2009, Huaxia Dian works of art when the line officially launched two months mortgage financing to customers for the dozens of works of art for the pawn business, loan amount from a few thousand dollars to tens of thousands dollars; March 2010, Rong Bao Zhai inject hundreds of millions of works of art class in Beijing opened pawnshops and leading to concern. Today, the art mortgage market trend coincided with wind and water.
How much money to Code?
Works of art can generally get a pawn market value when the goods 60% to 70% when the gold. An assessment of price of 10 million works of art, get 6 to 7 million borrowers. Can be redeemed after the expiration of both access to emergency funds, do not lose their favorite objects.
For ///// The art market, collection, auction, collector, Cultural trade, auctioneer, Christie, art, museum, Cultural relics, Artwork collects, Collection market, collection, Folk collection, Cultural relics market, Painting, Chinese art, Auction market, Art investment works, and more chinese cultural relics collector, if the short-term (6 months) need financing, do not have to then lovey auction. Compared to the auction to raise money, pawn in the cost and time advantage. Pawn to raise money, the Code that was, like, like the auction need to wait several months. Mortgage interest costs of financing art 4.7% / month, 20 million loan financing costs of 20 million × 4.7% / month = 9,400 yuan; the auction to pay 10% of the fee and 17% of the value-added tax proceeds from the auction 20 million, for example, to pay the cost of 20 million × 10% +20 million × 17% = 5.4 million. The cost of the auction close to pawn the cost of financing for 6 months.
Process a few steps away
When the behavior of patients with Huaxia Dian, art pawn process points five steps: identification, assessment, price negotiation, sample letters, pay as gold.
1. Identification, not only when the material itself on the authenticity of identification, but also to determine its market;
2. Assessment, after identification, the case when the material according to the effective assessment of market conditions;
3. Price negotiations, Huaxia Dian when the line will be based on valuation and the customer identified the psychological level of price negotiations and achieve a mutually acceptable price;
4. Letters like works of art into the coffers to sign to win the title;
5. Pay when payments.
Pawn shops in Shanghai, said, when customers bring paintings to the procedures for the pawn, the pawn division will be on the spot identification and valuation of paintings; and when the customer accepts the price in a pawn, pawn divisions and paintings will be sealed to the customer on the spot payment pawn models. Pawn in the whole procedure completed within 10 minutes, Mortgage company will ask the customer on the spot supervision by the customers in the seal signature. The whole process is under the supervision of the video facilities, minimizing eliminating the customer's worries.
Joint auction
Pawnbrokers Association survey shows that today, art pawn more "rich" move, customers aged 20 to 50 years old, have a certain economic strength. Pawn in order to short-term financing, the money for when to be "Health and money" economic activities; also some of financing for the next round of auction, grab top spot. Auctions and pawn are not contradictory, but complement each other.
Pawn of domestic art has its "seasonal." Collectors to shoot in spring, autumn and take the occasion of buying your favorite works of art, can be directly financed by the pawn of art on hand, so in the month and 9,10 2,3 month, art auction season with the pawn business volume increase. In the famous Sotheby's auction house, etc., also have the same situation. In emerging markets and mature markets, to meet the financial needs of art auction brings, is the basic purpose of art is one pawn finance.
Huaxia Dian when the line launched the art "film Code" service, as close cooperation with the auction. In the auction season, the demand for collectors both pawn, but also the needs of the auction. They can appreciate the items sent to auction preview in order to successfully increase the value added benefits after the shoot; In the meantime, we also need financing, participation in the auction, grab your favorite works of art. The normal procedures, if the works of art sent to pawn to take away, until redemption, to the next wave of circulation. The "Code film" service after allowing collectors to pawn items, do not redeem, directly participate in the auction preview. In other words, collectors sent to auction preview of items involved and they can get permission to borrow money pawnshop. Distribution and financing aspects of which more smoothly. Joint auction, so financing is more convenient, will be the china folk painting art collection cultural relics investment market industry trend.
Chain is the future trend
Pawn chain is the best way to become bigger and stronger. U.S. pawn chain management is booming, the market is huge, is that the power chain.
The most prominent example is the "American International Mortgage Co., Ltd.", built in 1984 and 1990, the New York Stock Exchange listed company. It is the largest pawn chain, the largest U.S. multinational companies and pawn pawn listed companies. The company's chain of pawnshops in the country a total of 465, including 49 in Florida. The chain of pawn shops is not only distributed in the United States, the United Kingdom, Sweden also has branches.
Through the chain, the chain stores in the pawn, consignment and auction areas and optimize resource allocation and management of network resources sharing, management and differentiated management of dislocation, and in the evaluation, marketing, management and other aspects of the management of unified standards and practices process. Pawn for the art, the realization of a modern chain management tools, can pawn things more clear, transparent, to avoid black-box operation, so that pawn to achieve scale.
